Commercial vehicles run a higher risk of getting damaged than a private car. They run on the highways and for longer distances, thereby making the vehicles prone to damage and even the driver open to chances of mental and physical fatigue. Thus, they ask for higher amounts of premium as one might think of for private cars. Above it, if one demands for a single policy for the whole of the commercial fleet, it might just get a bit more difficult to get an insurer.
Single policy insurance now easier
No more is however the wish for getting a single policy insurance for the whole of the commercial fleet difficult today in the UK. Here is the best of Fleet insurance policies offered from http://insure-fleet.co.uk. The agency is open to single policy insurance for commercial fleet if there are 4 or more vehicles in it. In fact, there are several advantages inked to such policies as well. One has to pay lower amount of premium in such policies as compared to the individual policies for each car in the fleet in aggregate.
Moreover, the biggest USP of these single insurance policies is that one can include cars of different makes and models too under the same scheme. This is something absolutely unique and not available with any other insurer. Thus, one can insure taxis, vans, multi-facility vehicles and trucks all under the same policy out here!
Advantages of single policy
Single policies are highly advantageous for the clients because:-
- They help save time and money.
- Easy to manage.
- Single premium renewal date annually.
- Helps saving manpower.
- Reduces overhead cost and increases profit.
Along with these policies, there are certain value added services available too. One can train up the drivers for clean license under these schemes. One can also carry out risk management for the whole of the fleet insured under the policy. Even there are facilities for safe night parking for the insured vehicles in case they are travelling in remote areas.
There is a 24X7 helpline number always available for the clients. The drivers can always call up in case of any problem or help required at any time of the day.
Generally these fleet insurance policies are lower as compared to the individual policies of cars taken together, but the annual premium may vary based on certain factors like windscreen protection, insurance claimed in the preceding year and type of the policy being either comprehensive or third party.
